From airfares, accommodation, tours and land packages, to cruises and travel insurance, now is the time for you to take advantage of the latest deals with Spencer Travel using Interest Free* provided by HSBC! With the fast online application system or easy in-store application process, you can be booking your holiday with us today!

To apply online, please click below and select your nearest agency. You will receive a response immediately on screen as well as emailed to you. If approved, all you need to do is take your response, your application and Photo ID in to the selected Spencer Travel store for them to book your holiday arrangements.

Apply Now

Features

  • Interest Free terms and conditions apply as per your chosen term of 3, 6, 9 or 12 months.
  • Minimum purchase amount is $500 and the offer is available every day.
  • An annual card fee of $79 applies.
  • No early repayment fees on your purchase

Further Interest Free Purchases

Once you are approved you are able to make further Interest Free purchases at participating retailers. When you are ready for your next holiday, simply ask your Spencer Travel agent to process your booking amount as an ‘add on’ to benefit from Interest Free once more.

How Does Interest-Free* Work?

*Interest free means you will not have to pay any interest on the purchase you made during the promotional period (3, 6, 9 or 12 months). You will be required to pay minimum monthly repayments as you would with any standard credit card purchase. Other transactions made with your credit card may incur interest charges. Upon expiry of your interest-free* special promotion purchase, any remaining balance will revert to a variable cash advance rate at that time.

Interest free finance is applied only to promotional transactions for the specified period. Balances outstanding at the end of the promotional period will form part of the normal account balances and will accrue interest at the cash advance rate current at the time. See in-store for details. Monthly repayments are required and calculated at 3% of the outstanding balance or $20, whichever is higher. Lending criteria, terms and conditions, fees, and charges apply and are available on application. Offer available every day. Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Australian Credit Licence 232595